Tell me a bit about Ashv
Incorporated in 2010, Ashv is a tech-led NBFC for small and emerging businesses of India. We provide collateral free, flexible financing for MSME ventures. We nurture deserving enterprises with the right funds at the right time in order to unlock growth potential.
Give me three good reasons, why I should get a business loan from Ashv?
- - Collateral
- -free business loans with flexible tenure
- - Customized loans that suit your business the best
- - Cash-flow based loans based on your receivables of tomorrow
- - No hidden charges
- - Completely online process
We know you asked for three, you just have to get used to us exceeding your expectations.
How to apply for an Unsecured Cluster Business Loan at Ashv?
Our products are uniquely designed considering various challenges faced by MSMEs. Our range of products are as follows:
- - Unsecured Business Loans
- - Business Loans – Banking Surrogate
- - Secured Business Loans
- - Dukandar Loans
- - Business Loans – GST Surrogate
What is the process of procuring a business loan at Ashv?
It’s a super easy four-step online process.
- - Apply for a business loan of your choice here
- - Sit back & relax while we review your application
- - Receive a call from us with our best business loan offer
- - Get disbursal! Your funds are ready to grow your business
How much time would it take to disburse my loan?
It takes approximately 5 working days to disburse your loan amount from the date of completion of your business loan application.
How much can I borrow and for how long?
We offer secured & unsecured business loans ranging between Rs. 1 lakh – Rs. 1 crore. Depending on the product, the tenure can range between 12 months to 72 months.
How much interest do you charge?
Typically, our interest rates range between 15% - 24% p.a. depending on various factors such as type of business loan, type of business, credit risk etc.
Do you charge any additional fees to process my business loan?
We charge a processing fee of up to 2% of the loan amount. No other charges are levied upon processing your loan.
How do I repay my loan back to you?
You can pay us back either via ECS/NACH or post-dated cheque. We offer flexible repayment plans that suit your business the best. Consult your relationship manager to choose the most appropriate repayment plan for you.
Can I repay my loan before the due-date?
Yes, you are free to repay the loan before the due-date. You just have to pay a minor foreclosure fee.